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Mortgage Advice You Can Count on

How To Become Mortgage Free Faster

Have you ever wondered how you could pay down your mortgage faster? As we both know, being a homeowner has it perks, but having a mortgage isn’t one of them. So, if you are looking to become mortgage free sooner, ...
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Fixed vs. Variable Mortgage

The age-old question… should I go with a fixed or variable rate mortgage? Banks, spend millions of dollars advertising 5-year fixed mortgages as a “safe” choice to their consumers, yet banks are in the business of making money and paying ...
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What If Interest Rates Double?

The media does a great job at spinning stories to grab attention, and as a result attract viewers and which sells advertising space. One of their favourite topics, is interest rates… “rates are set to skyrocket”, “people won’t be able ...
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How to handle a mortgage renewal & how a licensed Mortgage Agent can help

When your mortgage comes up for renewal, have you thought about what you are going to do? Typically, you will receive a slip in the mail from your lender with directions to sign the form, mail it in and your ...
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When Should You Consider Refinancing Your Mortgage?

Refinancing a mortgage is the equivalent of taking out a new loan on your home. The new loan typically offers lower interest rates, longer repayment terms, and/or a lower monthly payment. When a lender approves the refinance, the new loan ...
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David Holton Mortgage Broker

What are the benefits of using a Mortgage Agent instead of a Bank?

Most Canadians have been banking with the same bank for most of their life, so when someone needs a mortgage their first instinct to talk to their bank. However, your home bank may not be able to provide the best ...
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