Blog

Recently, I had a past client call me looking for advice, as him and his partner were parting company. The conversation quickly shifted to the mortgage/ matrimonial home and what this means for them. Traditional refinancing only allows for a ...

The recent interest rate hikes by the Bank of Canada may have some variable rate mortgage holders wanting to convert their variable mortgages and lock into a fixed rate mortgage.  It’s understandable why homeowners are considering switching, given the high ...

We have all experienced everyday items becoming more expensive. I wanted to share a few ideas on how to combat it and help keep inflation from impacting your family.  Review Reoccurring Payments Review your credit card statements, chequing accounts and ...

Have you ever wondered how you could pay down your mortgage faster? As we both know, being a homeowner has it perks, but having a mortgage isn’t one of them. So, if you are looking to become mortgage free sooner, ...

The age-old question… should I go with a fixed or variable rate mortgage? Banks, spend millions of dollars advertising 5-year fixed mortgages as a “safe” choice to their consumers, yet banks are in the business of making money and paying ...

The media does a great job at spinning stories to grab attention, and as a result attract viewers and which sells advertising space. One of their favourite topics, is interest rates… “rates are set to skyrocket”, “people won’t be able ...

When your mortgage comes up for renewal, have you thought about what you are going to do? Typically, you will receive a slip in the mail from your lender with directions to sign the form, mail it in and your ...

Refinancing a mortgage is the equivalent of taking out a new loan on your home. The new loan typically offers lower interest rates, longer repayment terms, and/or a lower monthly payment. When a lender approves the refinance, the new loan ...

Most Canadians have been banking with the same bank for most of their life, so when someone needs a mortgage their first instinct to talk to their bank. However, your home bank may not be able to provide the best ...