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November Mortgage Insights
As we settle into the cozy fall season, November brings Financial Literacy Month—a great reminder to focus on improving our financial understanding and choices. This month let’s explore strategies to save time and money! Refinancing Your Mortgage Refinancing your mortgage ...
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5 Simple Tips For Home Buyers
If you’re gearing up to buy a home, it’s wise to start preparing early. Certain aspects, like securing a mortgage, finding a real estate agent, and organizing your finances, require some lead time. Here are five easy tips to help ...
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Why Home Inspections Are Essential
Home inspections play a crucial role in the home buying process, yet some may question their necessity. Despite not being mandatory, their value is significant. Here’s why home inspections should be a priority and the risks of overlooking them. In ...
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How a Mortgage Agent Helps Buyers In The Market
Are you considering entering the housing market as a buyer? Using a Mortgage Agent can significantly improve your market experience, reducing stress and difficulty. While it’s not mandatory to use a Mortgage Agent, their services can make navigating the market ...
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Considering Selling Your Property? Start Here
1. Buying a New Property: If you intend to use the equity from selling your current property to purchase a new one, you’ll likely need a new mortgage. Don’t assume that previous mortgage approval guarantees you the same outcome this ...
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Should You Buy A Home Now?
For a while, prospective buyers have been stalling their decision to purchase real estate due to the fear of higher interest rates. While at first thought this does seem like a good idea. But people aren’t paying attention to is ...
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What Questions Should I Ask When I Renew My Mortgage?
Approximately half of Canada’s current mortgage landscape is set to undergo renewal in 2025 or 2026, a consequence of the unprecedented real estate surge during the COVID-19 pandemic, marked by historically low interest rates. Analysts anticipate a staggering $251 billion ...
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Is Now The Right Time To Purchase a Home?
Prospective buyers have been stalling their decision to purchase real estate due to the fear of higher interest rates. While at first thought this does seem like a good idea. But people aren’t paying attention to is the fact that ...
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Strategies for Tackling Post-Holiday Debt
If you’re grappling with holiday debt this month, rest assured, you’re not alone. Overspending during the holidays is a common scenario, and many find themselves in similar financial situations as the new year unfolds. The good news is there are ...
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Comparing Mortgage Payments To April 2022 VS December 2023
This is the fourth month in comparing financing a home in April 2022 VS December 2023. To help shed light on financing a home in our current market, I have decided to continue the comparison. Below are comparisons for all ...
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Variable Rate Mortgage Products
Variable rate mortgage products are experiencing a growth in popularity, marking a significant trend in the mortgage industry. This growth is attributed to Canadians’ anticipation of forthcoming interest rate shifts this year. Here’s the breakdown of why this is happening ...
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Tips for Purchasing Your First Rental Property
Are you considering the purchase of your inaugural rental property? Rental properties often stand out as a secure investment, given their physical presence and tendency to appreciate in value. Nonetheless, investing in rental properties does come with risks. Here are ...
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Purchasing a condo comes with its own set of pros and cons, which may vary based on individual preferences and circumstances.
Pros of purchasing a condo: Cons of purchasing a condo: When considering purchasing a condo, individuals should evaluate their lifestyle preferences, financial situation, and long-term goals to determine if condo living aligns with their needs and priorities. Regarding the mortgage ...
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How To Get The Best Mortgage
Considering buying property or renewing a mortgage? Before reaching out to your bank, it’s crucial to consider some hidden details they won’t readily disclose. Here’s valuable insight into why engaging with a mortgage agent is more advantageous: Diverse Mortgage Access: Banks ...
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Eight Tips to Make Your Property Shine
Purchasing a house presents an opportunity to establish roots and begin a new chapter in a preferred location. However, your current dwelling might not be your forever home—it could be a temporary solution. In such cases, you may have plans ...
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