Most Canadians have been banking with the same bank for most of their life, so when someone needs a mortgage their first instinct to talk to their bank. However, your home bank may not be able to provide the best solution for your mortgage.
If you end up in a situation where your bank turns down your mortgage inquiry/ application, you now need to either go to another bank and complete more applications with the possibility of being turned down again.
A better choice is to turn to a dedicated mortgage agent whose sole focus is mortgages and role is to find the best solution suited to your financial situation. On a daily basis, we instill our trust in licensed professionals to fix our cars, wire our houses and book our vacations, so why not turn to a mortgage agent for the most expensive transaction of your life?
Because mortgages are our sole focus, we can find creative solutions to help our clients as needed. A mortgage agent isn’t tied to any particular bank or lender and with one application, we can review many different lenders, including big banks, mortgage companies and credit unions.
We work for our clients and with them directly to help find a lender and a product which best suits their needs.
Interested in learning more? Feel free to contact me today to discuss your options!